Income
- Recent pay information and employment details when applicable
- W-2, 1099, retirement, benefit, or other applicable income records
- Business-income records when self-employed
Resources · Prepare
Mortgage Document Checklists
Start organized. Send what matters. Avoid collecting documents your loan may never need.
Choose Your Checklist
Documentation varies by borrower, property, lender, and program. Use these categories to prepare; your actual request list may be shorter or different.
Purchase preparation
Assets
- Recent statements for accounts used for closing or reserves
- Documentation for eligible gifts or other sources when applicable
- An explanation and source documentation for large deposits when required
Identification
- Government-issued identification
- Residency or eligibility documentation when applicable
Property / transaction
- Purchase contract and addenda after acceptance
- Insurance and HOA information when applicable
- Any property-specific documents requested during review
A clear next step
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