VA Loan Limits in 2026: What Full Entitlement Actually Means
County loan limits no longer cap full entitlement borrowers. Here is what governs your VA loan amount instead.
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Plain-language explanations of VA and Non-QM lending from a loan officer who has used the VA benefit himself.
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The VA Funding Fee, Explained by an Army Veteran
What the funding fee costs at each down payment tier, who is exempt, and whether financing it is the right call.
Read articleNon-QM vs Conventional: Which One Fits Self-Employed Income?
How write-offs affect qualifying income, when bank statement loans win, and what the rate premium really costs.
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Jonathan Toth, NMLS #2401903, CA DRE #02179024, a U.S. Army veteran who served from 2011 to 2017 and has five years of mortgage experience.
It is informational only and does not constitute a commitment to lend. Program details change and all loans are subject to credit and underwriting approval.
New articles are published as VA and Non-QM guidelines change, generally monthly.
VA.gov publications and 38 CFR Part 36, the federal regulation governing the VA home loan guaranty program.