Certificate of Eligibility
Confirms VA home-loan eligibility and entitlement information. HomeFlow can generally request it with authorization.
Resources · Veterans
VA Home Loan Resource Center
Understand the benefit before you use it.
The VA Benefit, in Practical Terms
Entitlement
Full entitlement, remaining entitlement, and restoration can affect how the guaranty is calculated. The COE and transaction details guide the analysis.
Funding fee
A program fee that varies by loan type, down payment, and first or subsequent use. Some borrowers may be exempt. Verify current amounts with VA.
VA appraisal
Evaluates value and VA Minimum Property Requirements. It is not the same as a buyer's independent home inspection.
PCS / timing
Orders, occupancy, sale timing, and moving logistics can shape the purchase strategy and closing calendar.
Multiple VA loans
Eligible borrowers may sometimes retain one VA loan and use remaining entitlement for another purchase. The COE, prior loan, location, and price matter.
Official VA Tools
VA Home Loan Program
Program overview and lender resources.
Request a Certificate of EligibilityOfficial instructions for requesting a COE.
VA Funding Fee & Closing CostsCurrent fee information and potential exemptions.
VA Entitlement & Loan LimitsOfficial entitlement and loan-limit guidance.
VA does not publish a universal public remaining-entitlement calculator. Use the official guidance and the entitlement shown on the Certificate of Eligibility.
Continue With the Right VA Page
A clear next step
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