- Best used for
- Long-term rental
- Qualification focus
- Borrower income + property
- Exit / objective
- Long-term hold
Resources · Investors
Real Estate Investor Financing Guide
Match the financing to the asset, the business plan, and the exit.
Finance the Full Business Plan
Acquire
Improve
Stabilize
Hold / Sell
Refinance / Exchange
Compare the Major Financing Paths
| Financing type | Best used for | Qualification focus | Typical exit / objective |
|---|---|---|---|
| Conventional investment | Long-term rental | Borrower income + property | Long-term hold |
| DSCR | Rental property | Property cash flow + applicable program criteria | Long-term hold |
| Fix & flip | Acquisition + renovation | Project + borrower + collateral | Sale or refinance |
| Bridge | Transitional property or timing | Collateral + borrower + plan + exit | Sale or permanent financing |
| 1031 exchange financing | Replacement-property acquisition | Financing coordinated with exchange | Long-term financing / investment strategy |
- Best used for
- Rental property
- Qualification focus
- Property cash flow + applicable program criteria
- Exit / objective
- Long-term hold
- Best used for
- Acquisition + renovation
- Qualification focus
- Project + borrower + collateral
- Exit / objective
- Sale or refinance
- Best used for
- Transitional property or timing
- Qualification focus
- Collateral + borrower + plan + exit
- Exit / objective
- Sale or permanent financing
- Best used for
- Replacement-property acquisition
- Qualification focus
- Financing coordinated with exchange
- Exit / objective
- Long-term financing / investment strategy
Program availability and qualification criteria vary. This comparison does not state universal rates, leverage, credit scores, or loan amounts.
The Exit Matters Before the Loan Begins
A long-term hold, renovation and sale, stabilization, refinance, or exchange may require a different structure at acquisition. Match the financing to the property, timeline, cash flow, risk, and intended exit before choosing a program.
Real Estate InvestorsA clear next step
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